Category Archives: EARN.

3 Tell-tell signs that you may have the wrong business partner…

Signing on the dotted line
Quentin B. Smith signs on the dotted line for an investment.

1. Make sure they have Good credit.

Over 700. Find out if they have student loans. As a new business owner, you will eventually be applying for loans using your personal credit until your business has established its own credit that is good enough to be run on its own.

Business are usually able to secure larger loans than individuals, making the credit check a little more strengent than normal personal credit applications. You want to make sure you have minimized your debt and your partner has too. 

2. Make sure they haven’t had any run ins with the law.

When looking for investments from outsiders, venture capital firms want to know if they can trust you with their money. How can they trust you if they find that you have two armed robberies on your record. 

If you and your partner are not ethical people, you won’t build an ethical business. Point. blank. period. 

3. Make sure they have kids. lol

I know this sounds counterintuitive, but I prefer to work with partner with a family than a partner without one. People with kids are not playing around. They have mouths to feed…

In conclusion

No matter how much you like a person’s personality, they have to be good on paper too. As you can see, It pays to stay clean and stay out of trouble. Hope this article helps. 

Wishing you success,

– Quentin B. Smith

Follow me on Instagram at:


Why you need to get the American Express Gold Card:


I just got approved for the American Express Gold card!!!! 💳 It has NO LIMIT… Which is dangerous AF lol 😂 But if used wisely, it can help you earn points on money you already spend, so you can fly for free. 💯 Now, I know what you’re thinking: this dude just wrote a book about being debt-free, and he gets a credit card. 🤔 But, here’s the thing, this is not a credit card, it’s a charge card. There’s a difference. Charge cards have to be paid off in-full every 30 days. So it is a great way to maintain your credit, while staying out of debt and has the available option to #stunt!!! 🤑😂😂


A week later, I was so impressed with the concept of being able to fly for free that I ordered our whole company Gold Cards. I was informed that American Express Business cards allow your team to earn points for the business overtime they swipe, just like the personal cards do. And we buy cars. I literally spent $4k that week and knew that our whole team would be doing the same thing over the summer so this decision would change everything! Now, whenever we buy cars, or gas, or do ads, or anything, we get points that we can spend as incentives for the sales team; like tickets to the Future concert, iPads, and Hawks tickets – without coming out of pocket. The AMEX cards will also allow us to rack up points to fly for free to our business destinations.
Here’s why you need to get the American Express Gold Card:

1. Earn Points – Every swipe is a point or more. When you sign up, you get a 50,000 pain bonus. To put this in perspective, you need 62,000 points to fly to Hawaii from Salt Lake City round trip for 5 days.

2. Safer than a debit – If anybody get this card info, you’re not responsible for any charges you didn’t make.

3. Builds credit – The concept of this card is essentially borrowing money for 30 days, and paying it down, so it builds your credit.

4. Keeps you out of debt – since you have to pay the card balance off in full every month, you never end up back in debt.

5. Has a higher spending limit than debit cards – Most banks will limit your spend to $7,000 a day. I buy cars, so that wasn’t enough for me. With American Express, there is no pre-set spending limit, so if you make large purchases for your business, and you don’t have to worry about them declining you or not having enough credit to execute.

Until next time, Q.

How to unlock your full potential.

Yesterday, We thought about what we want to have, be, and do in the next year…  Now, it’s time to write it down. What do you really want to have in your life? You need something to keep you going. This is what I call “putting a carrot at the end of the stick.” — and the beautiful thing is, it can be whatever carrot you want.


Nobody. That reason why we lose our drive. We don’t set goals that get us excited about pursuing them. Often we write down, settle, and aim for things we already know we can get. And that won’t work, because it’s not challenging enough.

Don’t worry about how you’re going to afford the things you want yet. Just them down. It’s okay to dream. The goal here is to get you thinking about what would get you excited about this first year of the chase. For example, this is my actual dream list for the second half of this year:

Some of these things will talk a while. Some, I can do this weekend. At first you just need to write it down. Then it becomes something that’s on your mind. Once it’s on your mind, it becomes something you need to check off. And all of a sudden, you’re putting in the work to finish your list.

I put in so much work that I completed my first list for this year in 6 months; this is my new one. It’s amazing to see how hard you will be willing to work to get everything done. This is how you motivate yourself. 


Remember, don’t worry about how you will do the things you put on your list. Don’t worry about crossing everything off in the first year. I have a few things that have been on my list for 3 years, but it keeps me going. And that’s the point. 

Thanks for the love and support. Leave a comment below or hit me on Instagram at and share one of your goals this year.  
✌️ – Q

How to use Carrots to keep you motivated.

So I’ve been money conscious my whole life. Watching my parents lose everything made me determined to have something in life. To actually own everything I have. Two years ago, I went on a journey to become debt-free. I have no school-loans. No car note. No credit cards. No mortgage. So, as you can imagine, every dollar that I make now just sits in my account. 

Nowadays, I can buy whatever I want. But I don’t. Because I’m so used to not having what I really want


So, this year I’ve been doing things differently. I’ve written down what I really want in my life. And surprisingly I’ve managed to get almost all of it with 6 months left in the year! How do I manage to keep striving when I don’t have to get out of bed in the morning? Easy. I put a carrot at the end of the stick. — and its whatever carrot I want. 

Quentin smith list of stuff 2016
My list of stuff i want in 2016.

My latest carrot is the new Porsche Macan. It’s a $57,000 truck that can hardly ever see gravel. But, who gives a shit?? I WANT IT. And that’s all that matters. It doesn’t matter how much the carrot is or how much the carrot costs. What matters is that you want it. 


The second half of my logic is that if you really want something you will do whatever it takes to get it. That means you need to put some stipulations on your purchase like, “I’ll get my Porsche truck when I get my first rental property that produces $700 a month.”

I want my truck NOW! So I work hard everyday to get closer to my carrot. And once I get it, I’ll put another carrot up there. And it’ll be whatever carrot I want!

Try it!

What’s on your carrot list? Leave a comment in the comments below.

I just created a “Carrot List” Worksheet lol

Click Here to Download The Carrot List
Click Image to Download your Carrot List

So… a few weeks ago, I wrote a post called How to use Carrots to keep you motivated and it went viral!


I had people calling me, telling me how much they loved the article and how they were starting to implement it into their own lives. And it feels great!

Friends showing love on twitter!

So I decided to create an actual template that you can use to write down your goals and aspirations called the “Carrot List” LMAO. It works best for iPhone, and you can download it here:


Thanks for the love and support guys. Hit me on Instagram if you have any questions. ✌️ – Q

Let me know how you like the worksheet in the comments below:

6 (not boring) mentors to watch if you want to get your stacks up

For the last couple years I’ve really been looking for people to look up to. I happened to come across a few mentors that have changed my thinking about business and personal life and finances for the better. They keep it real and tell it like it is.

1. Grant Cardone

This guy is crazy. But — Grant Cardone is a real estate f’n mastermind! With over $350 Million of real estate in his name, (yes, $350M) I think you can learn a thing or two about how to think out here in these streets. 

Get more crazy videos from Grant Cardone at

2. Patrick Bet-David

I came across Patrick Bet-David on Facebook. He had this cool video up about the life of an entrepreneur that ran for 30 seconds. It literally almost made me cry. After that video I checked out his page to find some really good videos on how to become millionaires and balance it all out. You can check out that video here:

The life of an entrepreneur in 90 seconds:

For more inspirational videos from Patrick Bet-David, check out

3. Tai Lopez

Have you seen this guy (on the right) before? You probably have. This guy has been alllll over YouTube with his videos on business and life thinking. His perspective is a good one. He says that before you can have a lot of money, you have to learn how to make a lot of money by reading books; a lot of books. He’s the reason why I do the book a day challenge and it literally has changed my life. Here’s the video.

He has a couple videos that went completely viral, here’s one of my favorites:

Here in my garage (official): Lamborghini, knowledge and books with Tai Lopez

Why I read a book a day and why you should too

Check out more at Tai Lopez’ website –

4. Tony Robbins

This guy is worth $480 Million Dollars. Need I say more? His book, Money: Master the Game, sold a record million copies in the first year — then he gave all the proceeds to charity. This guy is the man. 

I like his teaching style. He makes everything make logical sense, and for the nerdy type, he has lots of charts and graphs too. 

I would send you to a link on YouTube, but I got one better. His movie I am Not your Guru, just came out on Netflix last night and you should check it out:

For more life success inspiration from Tony Robbins, go to his website

5. Dave Ramsey

I call him the personal finance guru! He’s worth over $55 Million — which I think should qualify him as an expert on how to get your money right lol. Again, not a boring guy and someone who convinced me to cut up all of my credit cards. Just sayin. 

Get your budget right, get out of debt here on Dave Ramsey’s website

6. Robert Kiyosaki

This guy is Rich Dad. He wrote the book Rich Dad, Poor Dad and is a great person to follow after you do Dave Ramsey’s Financial program. He will Segway you from focusing on personal finance, to setting up your first business and teaching you business finance.

What I like about Robert Kiyosaki is that he won’t convince you to save and live frivolously, he actually believes in living well and spending money. He doesn’t want you to wait until you’re rich to spend it either. He will show you the way to spend it while you make it. Check him out!
I suggest you follow all of these guys on Twitter and subscribe to their YouTube channels (I usually watch a video a day to stay ahead of the competition) for inspiration.

Let me know if I left anybody off of this list by leaving a comment below, Or if you just liked this article. I’d love to here from you. 

Until next time, hit me up on Instagram: ✌️ – Q