Learn how to trade stocks using someone else’s money


Growing up, I had no body around to teach me how to trade stocks. I had rich neighbors who I knew A little bit about it but didn’t want to take the time to show a 21-year-old (at the time) how to do it. But luckily, I had the Internet. 😏


If you want to know how to make money on the stock market, first you gotta lose some money; preferably someone else’s… So, I found this website called Wall Street Survivor https://www.wallstreetsurvivor.com/ that gives you $100,000 in fake cash to use on a real market


Why is this so cool? Because you can watch the stocks on the news and know that that’s exactly what your money is doing! It’s like you’re really in the game!! 

You will buy stocks at real prices and see real results in real time. This will give you the utmost confidence when you finally decide to invest in real life. (Which takes less money than you think, actually. Like $13.) I did this for 2 years before I ever spent a dime of my real money. I suggest that you do the same. 


Say there’s a term or lingo that you don’t get; the website gives you lessons with Videos on how to understand the complex terms of the financial world. 


Oh yeah, remember those rich neighbors I was telling you about? I ended up out-trading them in my second year with a 69% return… (shoutout to Tesla). 😎

So call it what you want, but now I’m trading in real life and showing them how it’s done. 

Life’s funny isn’t it?

Click here to Wall Street Survivor to learn how to trade stocks today

And let me know what you want me to write about next in the comments below:


4 Must-have Apps every Future Millionaire needs:

1. Mint: Money Manager, Budget & Personal Finance by Mint.com

Intuit Mint for Apple iPad, iPhone
Intuit Mint for Apple iPad, iPhone

THIS app saved my sanity. This app is made by the people that make Turbotax. It will help you stay on budget. If you go $1 over it will send you a friendly reminder, like ‘Hey, you spent too much on restaurants this month. You need to chill out’. But the good thing is you can make the budget whatever you want. If your budget is $1000 on sneakers, who cares, just stick to it! 

It also keeps all of your transactions and bank balances so you can see what your making and spending each month. I know some people are a little weary about putting their bank info into apps, but I’ve been using it for about 8 months no problem. I figured that I’ve used Intuit Turbotax before so they already have the information anyway. 

Try Mint for Free here

2. CNBC – Business News and Finance

This is the best app I’ve found for business so far. They give you all the latest news in a easy to navigate way. It also has a great Apple Watch app that I use everyday to get updates on the latest market trends. The info is detailed and the best part is that you can watch the CNBC tv shows without having a cable provider. I thought this was helpful, since I’m not home enough to to have a use for cable. Try this one out if you are into or getting into the stock market. 

Download the CNBC iPhone app right here

4. Spotify Music – Playlists for working, running, sharing. 

This is hands-down the best music app out there. It works on all devices, Apple or Android, and syncs flawlessly. I really needed this as I had two iPhones, a MacBook, and a iMac at one point and I just wanted my music to be synced whenever I liked a song. It’s dope. The app is free, but I do encourage upgrading to the premium version as soon as you can. 

The coolest thing about it is that you can share songs amongst your Facebook friends easily. And if you decide to share a song with the world, anyone can click the link and the music will play without them haven’t to leave that app. 

You can download Spotify here

5. IF by IFTTT – Get your Apps to talk to each other

IFTTT stands for “If this, then that”. It’s dope because you can set it up to have your apps talk to each other. 

You may have noticed how automated my social life is. I used this app to make it happen. For instance, you can say, “IF I upload a new Instagram picture, THEN upload it to Twitter.” Or, “IF I write a new blog post, THEN tweet it with an image.” Which is exactly how I did this article. 😉

Download IFTTT for iPhone Here

I know these few apps will change your life. Let me know if I missed one, and let me know if you use any of these in the comments below. 

Until next time, ✌🏼️

– Q

How to get an American Express Blackcard (without actually being rich). 


American Express Black card
The American Express Black card is the last word.
The American Express Black card is the last word. If you whip that bad boy out and toss it on the table at your favorite restaurant, no one will question whether you can leave a nice tip. It has a Minimum spending limit of $1M… I really don’t know what you would use the card for – other than to stunt! But, if you’ve always dreamed of owning one, here’s how you do it without turning 80 first:  

Merrick in express black card
The Requirements:

The American Express Black card is the most sought after credit card, however most people are clueless as to what it’s like to get one. Only 1% of society has one in their wallets. This credit card has the highest credit limit of our credit cards. The black card has a minimum credit limit of $1 million and higher. 

American Express requires that you first be a member with an American Express card to qualify for the black card. Secondly, it requires that you spend $500,000 (now $250,000) within one year’s billing cycle.

For most people when they hear that they must been $500,000 within a 12 month period, they consider themselves never qualifying for a black card. However, consider the strategy involving $25,000 as an investment.

American Express Black card 
Part 1: The Deposit

Deposit $25,000 on a secured American Express card. American Express allows you to deposit $300-$25,000 on there secured cards. The strategy is to deposit the maximum on a regular card, then withdraw $10,000 each month and pay it back on time… Monthly. After 12 months or one year of on time payments, the regular American Express card which was originally a secured card, Will automatically become an unsecured credit card with doubled the amount of the deposit as the new credit limit. The Centurion bank, which owns American Express, will return your original deposit after 12 months. The new card will come in the mail and will be a gold card and it will receive a $50,000 credit limit.

Within the first year you invested the $25,000 and made on time payments withdrawing $10,000 each month and sending the money to your checking account each month, then setting up automatic bill pay to send the money back to the credit card on his due date. This has now qualify you to receive the gold card, which is unsecured, meaning it has the banks money on it, with doubled the amount of your original deposit.

The next 12 month will determine whether you are invited to become a black card member. 

American Express Black card 

Part 2: Flip it

Now that you are a gold card member you will need to spend $500,000 within the next year. The billing cycle for American Express begins in January and ends with the month of December so between this time. You will need to spend half of $1 million to qualify for the black card. 

This time you will need to withdraw the whole amount each month. This means you will need to spend the $50,000 each month. This time it will not be enough to simply move money off the card into your checking account and return it to the card. This time the strategy changes because the banks are aware that the wise consumers don’t really spend their money of their credit cards anymore, but rotate the money to go off their cards each month into a checking account, then they send it back to the credit card on his due date. This practice cause they’re F.I.C.O scores to rise each month, and keeps the carts from becoming inactive. 

However, the strategy this time is to actually spend the money off the credit cards, buying items valued at $50,000 each month.

So, what items can you buy using your American Express Gold card, which you can later liquidate back into cash?


American Express travelers check
An American Express travelers check
Part 3: American Express travelers checks

Every month buy $50,000 in travelers checks, then deposit them into your checking account on the credit cards due date send the $50,000 payment back to the card. Repeat this for 12 months and you would have spent a total of $600,000 in one years time.

At this point, you have spent over the $500,000 that it takes to become an invited member of the black card. However, you did it without actually spending a dime of the credit on real items. You bought travelers checks, as a form of currency, which American Express sales, and turned them back into cash.


American Express Black card unboxing
How the black card looks when you get it in the mail.
Part 4: The fun part

Within a few weeks, expect to receive an invitation in the mail to become a black card member. The invitation really is a pre-approved credit offer. Just sign it and return it in the mail. The card will come within two weeks. Your credit limit on the card will be at least $1 million!

Warning: whatever amount that you spent on the black card will be due in full on the first of the month, so use it wisely. 😁

The whole process takes two years.

Let me know if you decide to try this, or thought it was cool, by leaving a comment below!

Books every future millionaire needs to read

Below are some of the books that many agree are must-reads if you are serious about taking your life to the next level. These are a few that I have personally read and know will change the way you move. Take a look:

  1. How to Win Friends and Influence People by Dale Carnegie

This book really changed my entire life and how i view people that cannot help me achieve my immediate goal. Not to mention, Dale is a boss. His book book has been one of the most sold books for the last 75 years. This is a must read.

2. Money: Master the Game by Tony Robbins

This book is a GAME CHANGER!!!! I really recommend this book if you are a numbers guy/girl that is interested in how to exponentially grow the money you save and are not investing back into other things. This will give you a good look on how fees in your 401k are killing you and what you can do to get your money back on track!

3. Leaders Eat Last – Simon Sinek




4. Be Obsessed or Be Average – Grant Cardone



5. 10X by Grant Cardone



6. 4 Hour Work-week – Tim Ferriss



Continue reading Books every future millionaire needs to read